Digito Lancer

In 2022 alone, the Consumer Financial Protection Bureau (CFPB) reported that credit card companies charge consumers over $105 billion in interest. In February 2024, CFPB reported that rising interest rates were costing consumers an extra $25 billion annually. The average Annual Percentage Rate now sits above 20%, almost ten times what banks pay on savings accounts. And they’re counting on you carrying a balance. More than half of all cardholders do, turning this into a never-ending cash machine for issuers. Miss a payment? Brace yourself. Penalty Annual Percentage Rates can shoot up to nearly 30%, making it even harder to pay off your debt. It’s a system designed to keep you trapped unless you know how to beat them at their own game. The strategy is brilliant from their perspective. They extend enough credit to keep you spending but not enough to let you easily pay it off. They set minimum payments low enough to be manageable but high enough to keep you paying for years. A $3,000...

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The AI model races are heating up. Right on the heels of DeepSeek-R1’s release, the industry is reeling from yet another powerful AI model hitting the market. I test drove the latest iteration of Alibaba’s Qwen models — Qwen 2.5. In this post, I’ll break down what Qwen 2.5 is, how you can use it, and how it compares to OpenAI o1 and DeepSeek-RI. I’ll also explore what this means for the AI industry moving forward. Let’s dive in. What Makes Qwen 2.5 Different Qwen 2.5 was released as a surprise launch on January 29, 2025. Like its competitors, Qwen 2.5 offers natural language processing, versatile use cases, and integrations with multilingual support. It’s fast and trained on a massive amount of data. It can search the web, write text, and code. Unlike OpenAI and Claude’s models, Qwen 2.5 is open source, which opens a realm of possibility for companies and developers. Beyond that, you can go to Qwen’s website and sign up to start using it today for free. Early testing suggests ...

Imagine this—you’ve got the perfect product idea, a dream of running a successful online store, and the motivation to make it happen. But before you can even make your first sale, you hit a roadblock: Which platform should you choose? Shopify and SamCart are both powerful tools, but they cater to very different needs. Pick the wrong one, and you could end up frustrated with unnecessary fees, a clunky checkout process, or missing features that could cost you sales. Pick the right one, and you’ll have a smooth, optimized e-commerce machine that works for you, not against you. In this head-to-head comparison, we’ll break down Shopify vs. SamCart—focusing on their strengths, weaknesses, and which one is the best fit for your e-commerce journey. Let’s dive in and find out which platform will help you sell smarter, not harder! Comparison Chart For Samcart And Shopify Feature Shopify SamCart Best For Entrepreneurs & businesses want a full eCommerce store that can sca...

Alina Troeva / Shutterstock.com Remote work offers the flexibility and freedom many people crave in today’s workforce. Whether you’re looking to skip the daily commute, become a digital nomad, or simply prefer working from a home office, there are a wide variety of remote work options available to job seekers with varying needs and preferences. But what is remote work? What types of remote jobs are out there, and what do the… from Make Money Online – Techyrack Hub https://ift.tt/2jrnqfh via IFTTT

In the world of digital product development, two terms often arise in tandem: UX Research and Usability Testing . While they’re closely related and often work hand-in-hand, understanding their differences is essential for maximizing the impact of your user experience strategy. At Touchstone Research, a leading UX research firm , we specialize in both methodologies and frequently guide our clients on when and how to leverage each. Whether you’re building an app, testing a prototype, or refining a digital product post-launch, choosing the right approach ensures more informed decisions and better outcomes. What Is UX Research? UX (User Experience) Research is a broad discipline focused on understanding user behaviors, needs, motivations, and pain points through a variety of qualitative and quantitative methods. The goal is to inform design, product strategy, and overall user experience from the ground up.  Many UX research agencies use these methodologies to help businesses c...