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Showing posts from December, 2024

How Touchstone Research Can Help You Connect with Tomorrow’s Consumers

Who is Generation Alpha? Born from 2010 onward, Generation Alpha is the first generation to be raised in an entirely digital world. As the children of Millennials and younger siblings of Gen Z, they are growing up in a time of rapid technological advancement, cultural shifts, and increasing global interconnectedness. This unique environment has shaped them into a highly influential, tech-savvy demographic that is poised to transform industries in the coming years. Key Characteristics of Generation Alpha Digital Natives from Birth Generation Alpha has never known a world without smartphones, tablets, and AI-driven technologies. Technology is second nature to them, and they expect seamless, intuitive digital experiences. For Gen Alpha, the digital world is not separate from reality—it is an integral part of their day-to-day lives. Highly Educated and Curious Predicted to be the most formally educated generation, Gen Alpha has unprecedented access to learning tools and interactiv...

Best Budgeting Template & Spreadsheets and App (expert picks)

Instead of forcing you to track every penny or cut out small pleasures, the Conscious Spending Plan (CSP) is perfect for those who want a simple, stress-free approach to managing their money. If your income comfortably covers your essentials and you’re not struggling with overspending or debt, you don’t need to worry about strict budgeting and can use the CSP. With the CSP, you’ll focus instead on four key categories that matter most: Fixed Costs, Investments, Savings, and Guilt-free Spending. By prioritizing these buckets, you create a financial framework that allows you to enjoy life while staying financially responsible. Fixed Costs should take up 50-60% of your take-home pay. This category covers essentials such as rent or mortgage payments, utilities, groceries, and minimum debt payments. It’s the foundation of your financial life, ensuring your basic needs are met. Investments should target 10% of your take-home pay. This money goes toward building your future wealth th...

7 Soft Skills You Need to Achieve Career Growth (+ 3 Extra Skills)

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I’m a former NBCUniversal Page, and I will always remember how thorough the application and interview process for the program was. Most importantly, it taught me a valuable lesson: soft skills can be equally as — if not more coveted — than hard skills. In my experience, soft skills development is seen as a sign of metamorphosis. While hard skills are essential, they’re also typically mandatory for a role. On the other hand, soft skills require more intrinsic motivation and long-term change. I owe a great deal of my career growth to developing and adapting my soft skills, so read on for my best tips and practices. Table of Contents What are soft skills? Soft skills are the combination of people skills, social skills, communication skills, emotional intelligence, and personality traits that make it easy to get along and work harmoniously with other people. Soft skills can be taught, but they‘re less straightforward than more technical capabilities. Hard skills are the sp...

What To Do With Your Unwanted Christmas Gifts

The College Investor podcast is a daily audio show that’s dedicated to bringing you the best of TheCollegeInvestor.com. We discuss a variety of topics, all relating to millennial money – including student loan debt, investing, earning more money, and more! Robert Farrington, the founder of The College Investor and a Millennial Money Expert, shares how to get out of student loan debt so that you can start investing and building wealth for the future. Instead of cutting expenses and living a frugal life, he advocates side hustling and entrepreneurship to earn extra money to achieve your financial goals. from Make Money Online – Techyrack Hub https://ift.tt/SgOxU6k via IFTTT

Upcoming Amazon Policy Changes in 2025: Essential Updates for Sellers

One of the least expected changes to programme policies will affect sellers whose products are lost or damaged by Amazon. To start with, the eligibility window for a claim is being shortened from 18 to 2 months from Jan. 9, 2025, according to the new policy .  If eligible, items that are lost or damaged before an order is placed will be reimbursed up to a maximum of £2,000. From Mar. 10, 2025, the price will be based on the manufacturing cost- either provided by the seller on a new “Manage Your Manufacturing Cost” page, or estimated by Amazon.  If lost or damaged after an order is placed, items will no longer be reimbursed based on current, average, or list price. The refund will depend on the value of the refund or replacement item that the customer accepted, minus fees and taxes. Also, any items that were unsellable to begin with will be reimbursed at a discounted rate.  from Ecommerce – Techyrack Hub https://ift.tt/8HhbZ5i via IFTTT

chatbots that are not without risk

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Deadbots are a category of chatbots that offer the possibility of talking to dead people. The first of these were developed before the advent of ChatGPT, and in hindsight, they are not without their risks. I analyze them in this article and examine the question of criminal liability with them. Deadbots are a new application of artificial intelligence. They are chatbots that allow you to converse with dead people by imitating their responses. Their development is part of a more global context of virtualizing relationships and blurring the boundaries between the physical and digital worlds. Several recent examples show that interacting with these artificial intelligences can be dangerous and have terrible consequences. This raises the question of AI’s criminal liability.   Joshua Barbeau spoke with his girlfriend, who had died 8 years ago In August 2021, the  San Francisco Chronicles  published the story of Joshua Barbeau, a 33-year-old Canadian. Eight years earl...

How to Run a Content Audit in 2025 (With Tips From Content & SEO Specialists)

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It’s not enough to make content. You have to make sure what you make is performing well. That’s where content audits come in. As a content marketer, I rely on content audits to keep track of how content is performing, understand what needs improvement, and use analytics to inform future campaigns. In this post, I’ll talk about how you can perform a content audit for your own business and go over high-quality tools to help you streamline the process. I’ve also sourced helpful tips from SEO and content professionals, which I’ve included throughout the article. Keep reading, or use one of the links below to jump ahead to the section you’re looking for. Table of Contents What is a content audit? A content audit describes the process of collecting and analyzing assets on a website, such as landing pages or blog posts. Content audits keep an inventory of a website and provide insight into which content to create, update, re-write, or delete. Content Audit Goals Running a c...

See the World With These 20 Jobs That Involve Traveling

Travelpixs / Shutterstock.com You’re dreaming of seeing the world. But realistically, you need a consistent income while you’re doing it. So you’re dipping your toes into the idea of working while traveling. Maybe you read an article about the perks of being a digital nomad. Now, you can’t shake the idea that you might be able to travel while building your career. It’s possible to get paid to travel! from Make Money Online – Techyrack Hub https://ift.tt/B7AWxsd via IFTTT

deadlines and steps for online sellers

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Blog » Germany’s e-invoicing: deadlines and steps for online sellers The shift to e-invoicing in Germany Germany is taking a significant step toward digital transformation with the implementation of mandatory e-invoicing for domestic B2B transactions. This move aligns with the EU’s “VAT in the Digital Age” (ViDA) initiative, aiming to boost tax compliance and streamline business processes. For online sellers operating in Germany, staying informed and prepared is essential to maintaining compliance and avoiding disruptions to your business. Brenda Varela Last Updated on 16 December 2024 Struggling with VAT compliance and invoicing requirements? Let hellotax guide you through the process— book a free consultation today! Key deadlines for e-invoicing in Germany The rollout of e-invoicing will take place in three phases: January 1, 2025: All businesses must be ready to receive e-invoices. January 1, 2027: Issuing e-invoices becomes mandatory for businesses with annual tur...

529 Plan Ownership Rules Explained

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Source: The College Investor 529 plans can be confusing, and 529 plan ownership rules don’t make it any better. 529 plans provide a tax-advantaged way to save for education costs. Generally, parents or grandparents open up 529 accounts to build up a war chest for their child, the plan beneficiary, to eventually use on college or other educational costs. Since the primary contributor to a 529 isn’t the beneficiary of the account, the ownership rules might seem confusing, which is why we’re clarifying 529 plan ownership rules in this guide.  529 Plan Ownership Rules There are two key parties in a 529 plan: the owner and the beneficiary. The account owner is the person who opens a 529 plan. Although anyone can open a 529 plan to save for future educational costs, usually, a parent or grandparent opens it for a particular child. However, adult learners can also open a 529 plan to save for their own education.  Notably, 529 plans usually only allow a single owner. I...

Secret recipes | Seth’s Blog

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“You can try this at home…” But you probably won’t. The secret recipe isn’t the reason Coke is successful. And the recipe for KFC isn’t much of a recipe at all. The secret way you do the thing isn’t what keeps your clients coming back. It’s the part you do in public that matters. December 29, 2024 from Digital Marketing – Techyrack Hub https://ift.tt/poCa50T via IFTTT